We spend most of our lives working just to pay off our homes. Reducing the term of your loan isn’t that difficult; there are a few simple things you can do to cut years off your home loan and free yourself from this burden. Here are some of them to help you be mortgage-free sooner in life. Small extra repayments One of the best ways to pay off your home loan quicker is to make extra repayments when possible. Depositing lump sums, such as tax refunds or bonuses, will always be

Lender’s mortgage insurance (LMI) is an insurance required in most instances when a loan value is more than 80 per cent of a property’s purc

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