Services

Helping you make the right decision.

Strategy

At Bear Loans, our strategy is rooted in over 20 years of accounting expertise and financial knowledge. We leverage this extensive experience to navigate the complexities of the lending landscape, ensuring our clients secure the loans they need with confidence. By combining our deep understanding of financial principles with a personalized approach, we guide our clients through every step of the loan process, delivering tailored solutions that align with their unique financial goals. Our commitment to excellence and client success drives us to continually refine our strategies and provide unparalleled support in loan acquisition.

Reverse Mortgages

At Bear Loans, we specialize in reverse mortgages, offering tailored solutions for seniors looking to unlock the equity in their homes.

Our goal is to help retirees supplement their income, fund home improvements, or cover unexpected expenses while remaining in their homes. With our personalized approach and expertise, we ensure that each reverse mortgage is structured to meet the individual needs and financial goals of our clients, providing peace of mind and financial security in their retirement years.

Property Development Funding

Bear Loans can assist you in obtaining property development funding, whether you're building apartments, units, or townhouses. Development funding is a specialised loan used to finance construction projects involving multiple properties under one title.

For smaller developments with up to four units, such as townhouses, duplexes, or triplexes, residential development funding is typically the best option.

Larger projects, however, require commercial development funding. Navigating these options can be complex, but Bear Loans can help guide you through the process, ensuring you secure the right financing to maximize your investment potential.

Medico Loans

Medico loans are a specialized financing option specifically crafted for medical professionals such as doctors, dentists, pharmacists, veterinarians, and other approved healthcare practitioners. These loans address the unique financial situations of medical professionals, providing benefits and features that standard home loans typically do not offer. Bear loans brokers can guide you through the application process, ensuring you access the tailored solutions you need to purchase your dream home while maximizing the advantages of a Medico home loan.

Low-Doc loans

Bear Loans can help you obtain Low Documentation (Low Doc) and Alternative Documentation (Alt Doc) Loans, tailored for borrowers who struggle to meet the stringent documentation requirements of traditional loans.

These loan options are perfect for self-employed individuals, freelancers, or anyone with irregular income streams who may find it difficult to provide standard proof of income. With our expertise and personalized approach, we guide you through the application process, ensuring you secure the financing you need with greater ease and flexibility

Asset Finance

We understand that securing the right financing is essential when acquiring new or used equipment, plant, or technology.

Our Asset Finance solutions enable you to purchase necessary business assets with payment structures tailored to your cash flow. We also help release equity from existing equipment to fund new purchases. Our experienced brokers can assist you in financing everything from your dream car to essential assets like trucks and machinery. Accredited with over 30 banks and lenders in the Australian market, we work diligently to secure the best finance packages available, saving you time and money while ensuring optimal outcomes for your business financing needs.

Commercial Property Loans

At Bear Loans, we provide commercial property loan services to help you secure the perfect office space, warehouse, or retail shop for your business. Whether you’re looking to purchase a new commercial property, our experienced team is here to guide you through the process.

We understand the unique financial requirements of commercial real estate and work closely with our clients to tailor loan solutions that align with their business goals.

Guidance and support for first-time home buyers.

First Home Buyers

Tailored financing solutions for purchasing your primary residence.

Residential Home Loans

Specialised loans for maximising investment opportunities.

Investment Property Loans

Assistance in securing better rates or terms on existing mortages.

Refinancing

Helping borrowers with limited credit access better terms and approval by allowing a third party to co-sign.

Guarantor Loan

Strategic loans for managing and growing superannuation investments.

Self-Managed Superfund Loans

Simplified financial management by combining debts into one payment.

Debt Consolidation

Accessing home equity to achieve financial goals.

Equity Drawdown

Financing for enhancing and upgrading your property.

Home improvements and renovations

Home Loans

At Bear Loans, we offer a comprehensive range of home loan services tailored to meet your specific needs. Whether you’re a first-time home buyer navigating the market for the first time, building your dream home, or looking to refinance an existing mortgage for better terms, we’ve got you covered. Our expertise also extends to equity cash outs, helping you access the value in your property to fund other financial goals. With our personalized approach and in-depth industry knowledge, we ensure that every client receives the best possible loan options to make their homeownership journey smooth and successful.

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mail@bearloans.com.au

21 Hill St, Roseville NSW 2071

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